Financial Empowerment

We aim to provide financial education for everyone by implementing effective programs and collaborating with local partners.

Our Goal for 2030

Thousands of Story County families aren’t in the financial position to weather even a small storm, struggling paycheck to paycheck. Financial stability helps families move from surviving to thriving, but many lack access to the tools to get there. 

Beginning in 2025, United Way of Story County will invest in tools to build long-term financial stability for 1,000 households annually through:

  • Access to affordable, quality child care
  • VITA volunteer recruitment and filings
  • Women United
  • Wheels for Work

because of you

tax returns were filed through the Volunteer Income Tax Assistance (VITA) program
0
came back to Story County residents through the VITA tax returns
$ 0
people participated in Women United financial literacy events
0

united is the way we build financial empowerment

We aim to provide financial education for everyone by implementing effective programs and collaborating with local partners. Our goal is to help every person in Story County gain the knowledge and confidence to make informed financial decisions.

NOTE: Data from 2023 or most recent year available. While these indicators are not the only ways to assess financial education in our community, these are data points that illustrate that there is a need in our goal area.

Local need

Financial insecurity affects thousands of households in our community, as shown by these realities:

  • 18% of households are unbanked or underbanked
  • 26% of households do not have $400 on hand to cover an emergency expense
  • 34% of people reported worrying about rent/mortgage over the last year
  • 51% of households spend 30% or more of income on rent
Response

Invest in programs that provide financial tools, education, and support to help families build long-term stability including:

  • Quality, affordable childcare
  • Income tax preparation assistance (VITA)
  • Financial education programming and financial coaching
  • Support services for homelessness prevention and housing navigation
Impact

These strategic investments deliver tangible outcomes for Story County households:

  • 395 individuals filed taxes at community VITA sites 
  • 8,127 individuals referred to financial assistance and other non-food programs to increase their disposible income
  • $1,380.71 was the average tax return for VITA filers
  • 243 people participated in financial literacy or financial assistance programs
  • 94% of financial literacy/financial assistance program participants reported having increased financial knowledge
  • $14,264 saved through SingleCare prescription cost-savings cards

Financial Empowerment in Story County

Two women embracing joyfully indoors.

Women United

 In March 2026, we announced the redesigned Women United program, built to help families move from stability to true empowerment. The program still includes financial education, and has expanded to include a new matched savings program for eligible participants.

Group by a car outside dealership

Wheels for Work

United Way of Story County partners with Ames Ford Lincoln to bring Wheels For Work to our community. Ames Ford accepts donated vehicles into the program to be given a safety inspection and repaired to donate to a family in need of a vehicle. 

Person working with laptop and calculator

Tax Assistance

A partnership between between UWSC and Iowa State University Ivy College of Business, VITA makes tax season less overwhelming and more empowering by offering free, reliable help to local residents who need it most. Each year, VITA volunteers help hundreds of people file their taxes accurately and on time, bringing hundreds of thousands of dollars back into our community.

Child playing on playground equipment

Child Care

Funding sliding scale fees removes the financial barriers families face when seeking high quality child care. In addition to supporting individual families, these investments allow nonprofit centers to maintain robust staffing and ensure program availability for the entire community. 

PArtner agencies